Is retirement planning a myth? According to a survey, 75% of Americans intend to continue working once they retire
A brief guide to exchange-traded funds
Greece unveils €1.6bn relief package to stem population decline
Trump last warning to Hamas hostage deal tests leverage
China export growth slows in August amid tariff uncertainty
Why America needs an enemy to organize power
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Small Singapore condos attract steady demand yet are tougher to resell
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FBM KLCI rate cut optimism lifts early trade
China aligns with Russia and North Korea, yet fault lines remain
Business risk after Charlie Kirk assassination
The killing of Charlie Kirk at a public event at Utah Valley University turned a campus tour into a political assassination that now...
The latest Apple Watches are out and you should consider upgrading
Apple’s 2025 Watch lineup is not just a product refresh. It is a regulatory and platform realignment that re-centers the device on clinically...
When will September's Social Security payments be paid?
The simplest way to ease financial stress is to know what is arriving, when it is arriving, and how much of it will...
Build a retirement income plan you can trust
Retirement begins to feel real when you can see how money will arrive each month and how long it is likely to last....
Are plant-based meat truly healthier than actual meat?
Plant-based meats promise health, convenience, and a smaller footprint. The data says they often deliver on some basics. On average, they match meat...
The psychology of procrastination and why we do it
You look at the task you keep pushing to tomorrow. You feel the tug to check your phone. You feel the guilt arrive....
How intrinsic motivation fuels high performance and employee retention
Creating an environment that truly performs is not about bigger bonuses or louder pep talks. I have watched teams sprint hard for a...
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Can your wallet handle a sudden expense?
Unexpected expenses hit when you least want them. A cracked screen the week before Raya. A gearbox that gives up after warranty. A...
Why a college degree might not be sufficient in the current economic climate
There is a quiet shift happening in living rooms and at kitchen tables. Laptops open beside mugs that warm the palms. Notebooks carry...
How childhood abandonment shapes adult life
Abandonment is not only an event. It is a pattern that your nervous system learned to survive. If you grew up with loss,...
The unseen effects of bank loans on companies
Unveiling the hidden impact of bank loans on businesses starts with a truth most founders learn the hard way. The moment you borrow,...
Does putting in long hours reduce your productivity at work?
Professionals love to say they are grinders. Some truly are. Many are simply stuck in systems that reward visibility more than value. If...
The negatives of early retirement nobody tells you
Early retirement is the internet’s favorite daydream because it seems to solve everything in one move. Quit the job, buy back your time,...
The health benefits of taking a vacation
A vacation is more than a pin on a map. It is a change in light, sound, and pace that lets your nervous...
Is Gen Alpha disrespectful or misunderstood?
In a Year 7 classroom, a hand goes up before the teacher is done. The student is not heckling. She is asking for...
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Why Gen Z prefers the career lily pad path to the career ladder
Gen Z’s workplace stance is often framed as culture, yet the real story is capital allocation in labor markets. The incentives that once...
Is it better to rent than to buy if you are newlyweds?
There are nearly 61 million married couples living in the United States, and many still see a first home as a rite of...
The risky side of vegan diet
The goal is simple. Keep the environmental and ethical wins. Remove the silent deficits that cost you strength, focus, and long-term health. Treat...
Leadership impact on organizational success
In the early months, leadership feels like a personality trait. You hire smart people, you share a vision, and momentum carries the team....
How may the situation of student loan debt be resolved?
The scale of student borrowing in the United States can feel abstract until payments come due. The numbers set the scene. Americans owe...
Taxation effects on small and large businesses
If taxes were an app, they would live in the background and drain battery when you least expect it. For businesses, the drain...
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What is the impact of single parenting on children?
Single parenting is simple to define and hard to live. One adult steers the ship. The reasons vary and they matter less than...
Which one is better? Early or late marriage?
Marrying late is not a slogan. It is a style of living that asks you to build a space that can hold you,...
Why the worst advice ever is to "don't worry about money, just travel"
I know a girl online. She is clever, gentle, and unfailingly optimistic. She blogs about street markets and museum corridors, and she has...
Building a productive work environment for peak performance
Founders often try to buy productivity with apps or policies. The results do not hold because tools cannot compensate for design gaps. A...
Advertising as an investment, not a cost
Most companies still cut promotion first and then wonder why the pipeline thins. The pressure is obvious. Finance asks for savings, leadership wants...
What is causing Malaysia's fresh graduates' beginning salaries to be so low?
Malaysia’s graduate story is no longer about unemployment. It is about pay, match quality, and credibility. The share of degree holders who start...
Why you should keep your working pension
Rising prices and tighter budgets make it tempting to cut anything that is not urgent. For many people, that puts pension contributions under...
How would a pension influence your retirement income?
A pension is more than a pot of money. It is the income you will lean on when you slow down from work...
Should you purchase a resale flat or a HDB BTO?
HDB BTO flats still promise affordability and modern design, yet the proposition has changed. October 2024 introduced the new Standard, Plus, and Prime...
The physical consequences of sleep loss
Sleep deprivation does not just make you tired. It degrades coordination, memory, mood, immunity, and metabolic control. If you have ever driven through...
What impact does inflation have on property prices?
Inflation gets framed as a villain because groceries and utilities cost more, yet for property investors it behaves more like a tailwind that...
Why is it important to consider your career progression?
If you build products, you already know the playbook. Great products do not scale by accident. They scale because someone cares about roadmap,...
Should you save or invest your money?
You hear people use saving and investing like they are twins. They are more like cousins. One protects your cash for real world...
Absent father, present impact: A lifelong echo
About one in four children in the United States grow up without a father. Sometimes a father is physically gone because of divorce,...
The effects of China's population decline on labor markets, businesses, and the economy
China remains the world’s second-most populous country, yet the long-predicted demographic turning point has arrived. After six decades of uninterrupted growth, the population...
Young adults face a growing consumer debt crisis
If your money feels like a treadmill that never slows down, you are not imagining it. Young adults today are carrying more loans...
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What modern leadership must do differently
Performance is visible. Leadership is structural. High output can make a young company look strong, yet many teams that celebrate speed are running...
64% of job seekers believe that frequent moves increase salary and career mobility
The headline about job hopping is not really about résumés. It is about a labor market re-pricing the value of scarce skills and...
The financing handbook for Singaporean startups
You are excited to build. The product sketch looks fresh. Early users say the right things. Then the calendar starts to run faster...
Growing up in Singapore: Useful job, financial, and health advice to succeed in your 30s and beyond
Adulthood used to be a checklist. Get a job. Save for a flat. Repeat until retirement. That script no longer fits the reality...
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What steps is Bank Negara Malaysia taking to combat rising insurance premiums?
For many Malaysians, private healthcare functions as a vital bridge between a heavily subscribed public hospital system and the increasingly complex care people...
Consumer behavior's undeniable impact on marketing strategies
Marketing teams do not lose because they lack personas or journey maps. They lose because those artifacts never change how the system runs....
How does multitasking impact productivity and brain health?
You know the day I am talking about. Your phone lights up before breakfast. You skim a partner deck while replying to a...
The financial and emotional aspects of giving money to close friends and family
Saying yes to a request for help can feel like the most natural response, especially when the request comes from someone you love...
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How marketing affects customer behavior
Marketing is everywhere, and that ubiquity can make founders treat it like air. You notice it only when it runs out. The ad...
Taking out a family loan? Be mindful of the tax ramifications
If you have ever floated the idea of helping a sibling launch a small business or nudged your kid toward a first flat,...
How your investing portfolio is altered by a mortgage
A home loan does more than help you buy a roof. It rewires your personal balance sheet and changes how every other dollar...