Personal Finance

When will September's Social Security payments be paid?
The simplest way to ease financial stress is to know what is arriving, when it is arriving, and how much of it will...
.jpg&w=3840&q=75)
Is retirement planning a myth? According to a survey, 75% of Americans intend to continue working once they retire
Retirement used to sound like a full stop. Now it reads more like a comma. A lot of people want to keep some...
.jpg&w=3840&q=75)
A brief guide to exchange-traded funds
Imagine walking into a supermarket after a long day. You could visit every aisle to assemble your own basket, or you could pick...

How to make a financial legacy even if you're not rich
Retirement and legacy decisions can feel abstract until a headline, a health scare, or a family conversation makes them urgent. You might read...

How much can you spend in retirement based on the 4% rule?
You have worked hard to save, and now your priority shifts from growing a pot to drawing a paycheck that lasts. The fear...

How wise is it to rent an investment property to a friend?
Renting your investment place to a friend sounds easy. You already trust them. They already like the location. You both save time scrolling...

How can you profit from inflation
Inflation is not only a headline number. It is a lived experience that shows up in your grocery bill, school fees, insurance renewals,...

Why your company's insurance might not be sufficient
When you start a new job, it is natural to focus on visible benefits such as annual leave, bonuses, and flexible work arrangements....

How to sell a rental property without incurring taxes
Selling a rental property is one of those money moments that looks simple from the outside and gets complicated the second you touch...

"Good debt" could exist, but in practice, it's a different story
While reviewing my finances earlier this year, a financial adviser suggested a policy that might yield attractive returns. The premiums were higher than...

Why should Malaysians choose travel insurance over airline coverage?
Travelling is fun until it is not. The moment something goes sideways, the vibes flip fast. A late flight strands you overnight. Your...

Why it could be the finest decision you ever make to retire early
Early retirement sounds like a fantasy until you meet someone who actually did it and realise the playbook is more practical than flashy....

Why renting over buying makes sense right now
You probably grew up hearing that buying a home is the ultimate badge of financial adulthood. For many families that is still true....
.jpg&w=3840&q=75)
Consequences of not having life insurance in Singapore
Life insurance is a straightforward promise. You pay premiums to an insurer. In return, the insurer pays a sum to your chosen beneficiary...

How your EPF savings would change if your retirement age is raised
Whispers are getting louder about Malaysia moving the retirement age from 60 to 65. The Human Resources Ministry has confirmed it is studying...
.jpg&w=3840&q=75)
Which one is better? Self-funding or education loan?
If you strip away slogans about hustle and potential, one quiet question remains. What does paying for a degree do to the rest...

How important it is to have a contemporary tax system that can keep up with globalization and digitalization
If you still think tax happens once a year with a shoebox of receipts and a prayer, the ground is shifting under your...

Avoid these mistakes when renting to relatives
Renting a property to someone you already know can feel like the safest path. You trust them, they trust you, and the handover...
Subscribe to Our Newsletter
Get our latest updates sent straight to your inbox. Unsubscribe anytime.