Personal Finance

Are nontraditional 401(k) investments a flex or a financial trap?
Crypto in your 401(k)? Private equity next to your index fund? For a generation used to gig work, side hustles, and financial freedom...

How CFD trading works in Singapore—and what to know before you start
You’ve probably heard the buzz—CFDs, leverage, going short. Maybe your friend at a kopitiam casually mentioned a “margin call” while sipping kopi-o, and...

How the end of the SAVE student loan plan could impact your finances
If you’re one of the millions of federal student loan borrowers in the U.S., you’ve likely heard of the SAVE plan — a...

How to pick term vs. life insurance in Singapore for your family's requirements
When you have just tied the knot, moved into your new home, and are planning to start a family, there is a sense...

Here's why you don't need mortgage life insurance
Mortgage life insurance is often pitched as a simple solution to one of the biggest financial fears: leaving your family with a debt...

Future-proof your finances with the PLAN with CPF dashboard
Big life decisions often start with a simple but weighty question: Can I afford this—now and later? Whether it’s buying your first home,...

How to maximise your CPF retirement income
In Singapore, the Central Provident Fund (CPF) has long served as the cornerstone of retirement security, evolving over decades to balance individual responsibility...

How to choose the best car insurance policy in Singapore
In Singapore, car insurance is a legal necessity—but how you choose your policy isn’t just about ticking the regulatory box. While most drivers...

Is your retirement plan ready for Trump’s 401(k) and debanking reforms?
In a US political climate already charged with fiscal friction, former President Donald Trump’s proposed orders on 401(k)s and “debanking” are sending a...

How all-cash home offers work—and who’s really making them
If you've recently tried to buy a home—or even casually browsed property listings—you’ve probably encountered a frustrating theme: homes being snapped up by...

Are Singaporeans ready for fully digital insurance—or do advisors still matter?
Digital transformation in the insurance industry has arrived later than in sectors like banking and retail, but it is finally picking up momentum...

Should you take a personal loan? Here's how to decide
There’s a quiet financial crossroads many people reach—not in crisis, but in discomfort. A large expense shows up. Credit card interest is climbing....

How buy now, pay later affects your credit score—and why it matters
A few years ago, Buy Now, Pay Later (BNPL) services felt like a quiet revolution in consumer finance. With a few taps at...

What travel insurance in Singapore actually covers
Travel insurance is one of the most frequently added services when Singaporeans book a flight, click through a travel aggregator, or check out...

Borrowers seeking Public Service Loan Forgiveness now face additional hurdles
Student debt relief has always been a complex equation. For borrowers working in public service, the Public Service Loan Forgiveness (PSLF) program offered...

What’s the right life insurance coverage for you?
Most people don’t wake up thinking about life insurance. It’s not exciting, and it doesn’t offer the kind of dopamine hit that investing...
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