Banking
Kevin O’Leary predicts a grim outlook for 2025 mortgage rates
You can ignore the headlines for a moment and ask a quieter question. If mortgage rates do not fall meaningfully in 2025, how...
Credit trouble is spreading among Americans
Credit is the most honest gossip in the economy. It does not care about vibes, polls, or how the market closed yesterday. When...
Trump alleges mortgage fraud by Fed Governor Lisa Cook, but experts say it is hard to prove
A high-profile dispute over whether a public official misrepresented primary residence status has turned a technical mortgage topic into front-page news. Reports describe...
What impact do realtor fees have on overall home-buying costs?
Realtor fees can feel like something that happens in the background of a home purchase. You tour houses, pick one, negotiate, and then...
How can buyers and sellers reduce the impact of realtor fees?
Realtor fees have always been one of the most emotionally charged costs in a home deal because they are large, visible at closing,...
Why is it important for buyers and sellers to understand realtor fee structures?
Understanding how realtor fee structures work is one of the most practical forms of financial literacy a buyer or seller can build before...
What factors contribute to high realtor fees despite settlements?
Realtor commissions were supposed to face real pressure after the major industry settlements and rule changes, so it can feel confusing when the...
What happens to mortgage rates in the US when tariffs go up?
When tariffs go up in the United States, mortgage rates do not change because a lender flips a switch. They change because the...
Why do tariffs influence mortgage rates in the US?
Tariffs feel like the kind of policy that belongs in trade negotiations and factory pricing meetings, not in the moment you refresh a...
How do economists forecast mortgage rate changes in the US from tariffs?
Mortgage rates often feel like they move on instinct, as if they are reacting to headlines rather than math. Tariffs make that impression...
What determines your monthly student loan payment?
What determines your monthly student loan payment in the United States is not a mystery number your servicer invents. It is the result...
How can you manage your student loan with other expenses?
Managing student loans alongside rent, groceries, insurance, and everything else is rarely just a budgeting problem. It is a systems problem. The pressure...
Why do student loan repayment plans vary for each student?
Two students can sit in the same lecture hall, graduate in the same year, and borrow similar amounts, yet end up with student...
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