Banking
Kevin O’Leary predicts a grim outlook for 2025 mortgage rates
You can ignore the headlines for a moment and ask a quieter question. If mortgage rates do not fall meaningfully in 2025, how...
Credit trouble is spreading among Americans
Credit is the most honest gossip in the economy. It does not care about vibes, polls, or how the market closed yesterday. When...
Trump alleges mortgage fraud by Fed Governor Lisa Cook, but experts say it is hard to prove
A high-profile dispute over whether a public official misrepresented primary residence status has turned a technical mortgage topic into front-page news. Reports describe...
What is the biggest drawback of a private student loan?
Everyone talks about interest rates and cashback promos when comparing student loans, but the real issue with private student loans is control. You...
What to consider before getting a private student loan?
If you are comparing education financing options and the numbers are not yet adding up through scholarships, savings, and public schemes, a private...
What are the benefits of federal student loans?
Federal student loans are often discussed as if they were interchangeable with any other kind of borrowing, judged only by interest rates or...
What are the risks of taking a personal loan during a recession?
Personal loans rise in popularity when the economy slows because they look simple, fast, and unsecured. There is no collateral, the application can...
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How to take advantage of a recession?
You do not have to love a recession to benefit from it. The headlines feel heavy, friends talk about hiring freezes, and your...
What happens to loans in a recession?
You probably feel the question long before you ask it. A headline mentions a downturn, a friend whispers about cuts at work, and...
Does a personal loan hurt your credit?
If you have ever paused at a bank’s personal loan page and wondered if tapping “apply” would undo years of careful financial habits,...
How do you benefit from a personal loan?
A personal loan sits in a middle lane of consumer finance. It is not as open ended as a revolving credit card, and...
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When a personal loan is a good option
A personal loan sits in a grey zone between convenience and commitment. It is unsecured, so you do not pledge a home or...
How long does BNPL stay on credit report?
How long does BNPL stay on a credit report is not just a technical question. It is a money habits question, a planning...
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