Banking
Kevin O’Leary predicts a grim outlook for 2025 mortgage rates
You can ignore the headlines for a moment and ask a quieter question. If mortgage rates do not fall meaningfully in 2025, how...
Credit trouble is spreading among Americans
Credit is the most honest gossip in the economy. It does not care about vibes, polls, or how the market closed yesterday. When...
Trump alleges mortgage fraud by Fed Governor Lisa Cook, but experts say it is hard to prove
A high-profile dispute over whether a public official misrepresented primary residence status has turned a technical mortgage topic into front-page news. Reports describe...
Why credit cards should be used for almost all purchases
The way Singapore pays has changed quickly. Contactless terminals are now standard in taxis and supermarkets, mobile wallets ride on card rails, and...
Is renting to my parents a smart move
It often looks like a tidy solution. Your parents want a comfortable place near familiar doctors and transport, you own a unit that...
The unseen effects of bank loans on companies
Unveiling the hidden impact of bank loans on businesses starts with a truth most founders learn the hard way. The moment you borrow,...
How may the situation of student loan debt be resolved?
The scale of student borrowing in the United States can feel abstract until payments come due. The numbers set the scene. Americans owe...
The financial and emotional aspects of giving money to close friends and family
Saying yes to a request for help can feel like the most natural response, especially when the request comes from someone you love...
Taking out a family loan? Be mindful of the tax ramifications
If you have ever floated the idea of helping a sibling launch a small business or nudged your kid toward a first flat,...
How your investing portfolio is altered by a mortgage
A home loan does more than help you buy a roof. It rewires your personal balance sheet and changes how every other dollar...
Who is at risk from the 'buy now, pay later' plan?
Buy Now, Pay Later looks like a cheat code. Four tap-friendly payments. Zero interest if you behave. A brighter checkout button that seems...
The implications of overdue credit card debt
Missing a payment often begins quietly. You intend to clear it next month, then another expense arrives, and the unpaid balance lingers. This...
The legal dangers and things to take into account when lending money to friends and family
You love your people. When someone you care about asks for help, your gut says yes before your brain catches up. Lending money...
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