Financial Planning

Jean Chatzky warns on Social Security timing and retirement savings gaps
If you are feeling uneasy about retirement planning, you are not alone. Headlines about trust fund depletion, higher medical costs, and market swings...

Working longer to afford retirement is a risky bet
The idea feels honest: you’ll stay in the game a few more years, keep the paycheck flowing, and let compounding do the heavy...

2026 Social Security COLA poised at 2.7%. What it means for your benefits
If you’re trying to budget around next year’s Social Security raise, here’s the headline in one clean line: the newest 2026 Social Security...

What are the consequences of unpaid debt?
Missing a payment rarely feels dramatic in the moment. An app flashes a red notice, a late fee appears, and a small promise...

How can debt affect you emotionally?
Debt rarely arrives as a single event. It builds through a series of ordinary decisions that seem manageable until they are not. By...

What happens to your debts when you die?
When people ask what happens to their debts when they die, the fear behind the question often sounds louder than the facts. It...

How to get started with revenge saving?
Saving can start with a feeling. Sometimes it is a clean spark after a breakup, a layoff, or a year that spun out...

How revenge saving improve your finances?
There are seasons in money when you feel the need to make a visible course correction. Maybe the last quarter ran hot with...
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The risks of revenge saving
Revenge saving often begins with a jolt. A credit card statement lands with more zeros than you expected. A restructure at work makes...

What happens to your Social Security if you retire early?
Retiring early is really two separate choices that often get bundled together. One choice is when you stop working. The other choice is...
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What benefits do you receive from Social Security?
Social Security is often described as a monthly check that arrives when you stop working, yet the program is far broader and more...

How are Social Security benefits determined?
If you think of Social Security as a monthly check that appears at 62 or 67, you miss the deeper structure that drives...

The benefits of automating your savings
There is a particular kind of calm that settles in when your money starts moving on its own in a direction you chose....
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