Mortgages

Kevin O’Leary predicts a grim outlook for 2025 mortgage rates
You can ignore the headlines for a moment and ask a quieter question. If mortgage rates do not fall meaningfully in 2025, how...

Trump alleges mortgage fraud by Fed Governor Lisa Cook, but experts say it is hard to prove
A high-profile dispute over whether a public official misrepresented primary residence status has turned a technical mortgage topic into front-page news. Reports describe...

What impact do realtor fees have on overall home-buying costs?
Realtor fees can feel like something that happens in the background of a home purchase. You tour houses, pick one, negotiate, and then...

How can buyers and sellers reduce the impact of realtor fees?
Realtor fees have always been one of the most emotionally charged costs in a home deal because they are large, visible at closing,...

Why is it important for buyers and sellers to understand realtor fee structures?
Understanding how realtor fee structures work is one of the most practical forms of financial literacy a buyer or seller can build before...

What factors contribute to high realtor fees despite settlements?
Realtor commissions were supposed to face real pressure after the major industry settlements and rule changes, so it can feel confusing when the...

What happens to mortgage rates in the US when tariffs go up?
When tariffs go up in the United States, mortgage rates do not change because a lender flips a switch. They change because the...

Why do tariffs influence mortgage rates in the US?
Tariffs feel like the kind of policy that belongs in trade negotiations and factory pricing meetings, not in the moment you refresh a...

How do economists forecast mortgage rate changes in the US from tariffs?
Mortgage rates often feel like they move on instinct, as if they are reacting to headlines rather than math. Tariffs make that impression...

How does a low mortgage rate affect housing choices for the divorced?
Divorce has a way of turning housing into an urgent decision even when your life has not finished rearranging itself. It is not...

How can separating couples protect their credit during the mortgage process?
Separation has a way of turning ordinary financial routines into high stakes events, and few routines are as unforgiving as a mortgage payment....

What happens to a joint mortgage after a separation?
When a couple separates, most of the change feels immediate. Living arrangements shift, routines break, and the relationship becomes something else overnight. A...
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