Adulting
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Is retirement planning a myth? According to a survey, 75% of Americans intend to continue working once they retire
Retirement used to sound like a full stop. Now it reads more like a comma. A lot of people want to keep some...
How much can you spend in retirement based on the 4% rule?
You have worked hard to save, and now your priority shifts from growing a pot to drawing a paycheck that lasts. The fear...
"Good debt" could exist, but in practice, it's a different story
While reviewing my finances earlier this year, a financial adviser suggested a policy that might yield attractive returns. The premiums were higher than...
Why it could be the finest decision you ever make to retire early
Early retirement sounds like a fantasy until you meet someone who actually did it and realise the playbook is more practical than flashy....
Why do you think emotional intelligence is crucial
Emotional intelligence used to sound like a corporate training module or a paperback you skimmed on a long flight. Then it slipped into...
How your EPF savings would change if your retirement age is raised
Whispers are getting louder about Malaysia moving the retirement age from 60 to 65. The Human Resources Ministry has confirmed it is studying...
How does it feel to be an adult only child?
I like to say that my favorite thing is singing with my dad. He plays the piano, a patient left hand, a wandering...
Your personality may be influenced by your environment
You can usually tell where someone lives by the way they move through a sidewalk. Big city people thread gaps like cyclists, eyes...
How to choose to take the risk of relocating abroad
I moved to the United Kingdom on a Tier 5 working-holiday visa about four years ago. My timing was practical rather than heroic....
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Early EPF withdrawals carry hidden costs
The promise always starts strong. Before the money landed, you told yourself you would tap EPF only if a real emergency hit. Some...
Build a retirement income plan you can trust
Retirement begins to feel real when you can see how money will arrive each month and how long it is likely to last....
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