Education

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LoansDecember 19, 2025 at 3:00:00 PM

What determines your monthly student loan payment?

What determines your monthly student loan payment in the United States is not a mystery number your servicer invents. It is the result...

Loans United States
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LoansDecember 19, 2025 at 3:00:00 PM

How can you manage your student loan with other expenses?

Managing student loans alongside rent, groceries, insurance, and everything else is rarely just a budgeting problem. It is a systems problem. The pressure...

Loans United States
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LoansDecember 19, 2025 at 3:00:00 PM

Why do student loan repayment plans vary for each student?

Two students can sit in the same lecture hall, graduate in the same year, and borrow similar amounts, yet end up with student...

Loans United States
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LoansDecember 17, 2025 at 4:30:00 PM

How will the ‘big, beautiful bill’ impact US student loans?

The phrase “big, beautiful bill” sounds like politics first and policy second. But for student loan borrowers, the branding is irrelevant. What matters...

Loans United States
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LoansDecember 17, 2025 at 4:30:00 PM

The impact of student loan debt on US economy

Student loan debt in the United States often gets framed as a personal problem, a private burden carried by individuals who borrowed for...

Loans United States
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LoansDecember 17, 2025 at 4:00:00 PM

Should US student loan debt be forgiven?

The question of whether US student loan debt should be forgiven often gets treated like a moral referendum, as if the country must...

Loans United States
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LoansDecember 11, 2025 at 4:30:00 PM

Why timing matters before making any changes to your federal loan plan?

When you log in to your federal loan portal, it can feel very simple. A few clicks and you can switch repayment plans,...

Loans United States
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LoansDecember 11, 2025 at 4:30:00 PM

How switching from SAVE to another IDR plan affects monthly payments?

Switching out of the SAVE plan is not just a small technical change in your federal loan portal. It is a decision that...

Loans United States
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LoansDecember 11, 2025 at 4:30:00 PM

What risks you might face when switching IDR plans?

When money feels tight and payments feel too high, it is natural to look at the menu of different income driven repayment options...

Loans United States
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LoansDecember 8, 2025 at 12:30:00 PM

What steps to take if you can’t afford your student loan repayments?

When your student loan payment is bigger than your paycheque, it can feel like your whole life has been squeezed into a number...

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