United States

How will lower US interest rates affect Singapore homeowners?
The Federal Reserve just delivered a 50 basis point cut. Markets had debated the size of the pivot for months, but the official...

How to make a financial legacy even if you're not rich
Retirement and legacy decisions can feel abstract until a headline, a health scare, or a family conversation makes them urgent. You might read...

How much can you spend in retirement based on the 4% rule?
You have worked hard to save, and now your priority shifts from growing a pot to drawing a paycheck that lasts. The fear...

How can you profit from inflation
Inflation is not only a headline number. It is a lived experience that shows up in your grocery bill, school fees, insurance renewals,...

How to sell a rental property without incurring taxes
Selling a rental property is one of those money moments that looks simple from the outside and gets complicated the second you touch...

Why renting over buying makes sense right now
You probably grew up hearing that buying a home is the ultimate badge of financial adulthood. For many families that is still true....

How growing insurance prices influence financial services—and what the sector can do about it
If you have been hunting for a mortgage, renewing a policy, or trying to underwrite a rental, you have probably felt it. Coverage...

What impact would decreased immigration have on the US economy?
The headline number is simple enough. Net immigration is expected to slow toward a level that sits slightly below the pre-pandemic average. That...

When does inflation benefit the economy?
Inflation sits at the intersection of price dynamics, institutional credibility, and cross border capital flows. Treat it as a cost of living issue...

Travelling abroad? Here's why it's a bad idea to forego travel insurance
You can plan the perfect route and still feel exposed the moment something goes wrong far from home. Travel insurance is not about...

Roth IRA options when you make too much
Roth IRAs are crowd favorites for a reason. You pay tax on the money now, then let it grow and come out tax...

Why a college degree might not be sufficient in the current economic climate
There is a quiet shift happening in living rooms and at kitchen tables. Laptops open beside mugs that warm the palms. Notebooks carry...

The unseen effects of bank loans on companies
Unveiling the hidden impact of bank loans on businesses starts with a truth most founders learn the hard way. The moment you borrow,...

Is it better to rent than to buy if you are newlyweds?
There are nearly 61 million married couples living in the United States, and many still see a first home as a rite of...

How may the situation of student loan debt be resolved?
The scale of student borrowing in the United States can feel abstract until payments come due. The numbers set the scene. Americans owe...
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