Singapore

How will lower US interest rates affect Singapore homeowners?
The Federal Reserve just delivered a 50 basis point cut. Markets had debated the size of the pivot for months, but the official...

Why your company's insurance might not be sufficient
When you start a new job, it is natural to focus on visible benefits such as annual leave, bonuses, and flexible work arrangements....

"Good debt" could exist, but in practice, it's a different story
While reviewing my finances earlier this year, a financial adviser suggested a policy that might yield attractive returns. The premiums were higher than...

Why renting over buying makes sense right now
You probably grew up hearing that buying a home is the ultimate badge of financial adulthood. For many families that is still true....
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Consequences of not having life insurance in Singapore
Life insurance is a straightforward promise. You pay premiums to an insurer. In return, the insurer pays a sum to your chosen beneficiary...

Why credit cards should be used for almost all purchases
The way Singapore pays has changed quickly. Contactless terminals are now standard in taxis and supermarkets, mobile wallets ride on card rails, and...

Why dating in Singapore today is a recipe for disaster
You can trace the shape of a love life by the glow on a face at an MRT platform. A soft rectangle of...

Should you purchase a resale flat or a HDB BTO?
HDB BTO flats still promise affordability and modern design, yet the proposition has changed. October 2024 introduced the new Standard, Plus, and Prime...

The financing handbook for Singaporean startups
You are excited to build. The product sketch looks fresh. Early users say the right things. Then the calendar starts to run faster...

Growing up in Singapore: Useful job, financial, and health advice to succeed in your 30s and beyond
Adulthood used to be a checklist. Get a job. Save for a flat. Repeat until retirement. That script no longer fits the reality...
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The significance of financial health in a broader context
Money hacks promise quick wins. Round up your change. Cancel unused subscriptions. Refinance when rates dip. These are not wrong, yet they sit...

Will your retirement in Singapore be comfortable?
You might be nearing the end of big-ticket obligations, and that is a relief worth acknowledging. Children are launching, housing debt is winding...

Investing 101: Reasons to invest and ways to start
When it comes to securing your financial future, just saving alone may not be enough. The cost of living rises, lifestyles evolve, and...

Why long-term car leasing is overtaking ownership in Singapore
Car ownership once mapped neatly onto status and convenience. In Singapore today, the value equation is different. Certificates of Entitlement can eclipse the...

Financial stability for working students in Singapore
Students who combine tertiary studies with part-time work carry a heavy load. When family duties are added to the mix, such as caregiving...
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